Types of Water Damage
Causes of Water Damage
Water damage can be caused by a variety of factors, including:
- Flooding
- Burst pipes
- Leaking appliances
- Roof leaks
- Basement flooding
- Groundwater seepage
- Storm damage
Types of Water Damage
Water damage can be classified into three main categories:
- **Category 1 (Clean Water)**: This type of water damage is caused by clean sources, such as broken water pipes or overflowing sinks. It is relatively easy to clean up and poses minimal health risks.
- **Category 2 (Gray Water)**: This type of water damage is caused by slightly contaminated sources, such as washing machine overflow or dishwasher leaks. It can contain bacteria and other harmful microorganisms that require thorough cleaning and disinfection.
- **Category 3 (Black Water)**: This type of water damage is caused by heavily contaminated sources, such as sewage backups, flooding from rivers or lakes, or storm surge. It contains dangerous bacteria, viruses, and other pathogens that require professional cleanup and disinfection.
What is the Legal Definition of Water Damage?
The legal definition of water damage varies by jurisdiction. Generally, it is defined as any damage to property caused by the presence of water, regardless of its source or cause. This includes damage to buildings, structures, personal belongings, and even lost income due to business interruptions.